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Insurers? pre-existing conditions include being a cop, expectant father, or having acne.

Posted in Main Blog (All Posts) on September 20th, 2009 4:34 am by HL

Insurers? pre-existing conditions include being a cop, expectant father, or having acne.
This week, ThinkProgress pointed out that women often face extra hurdles in obtaining health care on the individual market since some insurers refuse to cover maternity care, disqualify women who have had a Caesarean-section pregnancy, or consider domestic violence a pre-existing condition. Yesterday in a speech, First Lady Michelle Obama addressed these disparities: Women are […]

This week, ThinkProgress pointed out that women often face extra hurdles in obtaining health care on the individual market since some insurers refuse to cover maternity care, disqualify women who have had a Caesarean-section pregnancy, or consider domestic violence a pre-existing condition. Yesterday in a speech, First Lady Michelle Obama addressed these disparities:

Women are affected because, as we heard, in many states, insurance companies can still discriminate because of gender. And this is still shocking to me. These are the kind of facts that still wake me up at night; that women in this country have been denied coverage because of preexisting conditions like having a C-section or having had a baby. In some states, it is still legal to deny a woman coverage because she’s been the victim of domestic violence.

And a recent study showed that 25-year-old women are charged up to 45 percent more for insurance than 25-year-old men for the exact same coverage. And as the age goes up, you get to 40, that disparity increases to 48 percent — 48 percent difference for women for the exact same coverage in this country.

Consumer Watchdog has released internal industry “underwriting” guidelines showing some other “pre-existing conditions” that insurers have used to either deny people outright or charge exorbitant fees for coverage:

uninsurablechart4

Coburn?s Chief Of Staff On Keeping Kids Away From Porn: ?All Pornography Is Homosexual Pornography?
At the Family Research Council’s Values Voters Summit today, FRC Senior Fellow Pat Fagan, Heritage Foundation scholar Matthew Spalding and Michael Schwartz, the chief of staff for Sen. Tom Coburn, held a discussion on “The New Masculinity.” Schwartz, who was the final speaker, said that Fagan wanted him to discuss “how men, who already are […]

At the Family Research Council’s Values Voters Summit today, FRC Senior Fellow Pat Fagan, Heritage Foundation scholar Matthew Spalding and Michael Schwartz, the chief of staff for Sen. Tom Coburn, held a discussion on “The New Masculinity.” Schwartz, who was the final speaker, said that Fagan wanted him to discuss “how men, who already are good husbands and fathers,” can “change the culture.”

A few minutes into his speech, Schwartz moved to the topic of pornography, calling it a “blight” and a “disease” that parents’ “sons” would encounter. Noting that he was about to get “politically incorrect,” Schwartz said that it is his “observation that boys at that age have less tolerance for homosexuality than just about any other class of people”:

SCHWARTZ: But it is my observation that boys at that age have less tolerance for homosexuality than just about any other class of people. They speak badly about homosexuality. And that’s because they don’t want to be that way. They don’t want to fall into it. And that’s a good instinct. After all, homosexuality, we know, studies have been done by the National Institute of Health to try to prove that its genetic and all those studies have proved its not genetic. Homosexuality is inflicted on people.

Schwartz then recalled “a very good friend” of his “who was in the homosexual lifestyle for a long time,” saying that he “had good conversations about, about the malady that he suffered.” He then relayed “an astonishingly insightful remark” his friend had made about the relationship between pornography and being gay:

SCHWARTZ: And one of the things that he said to me, that I think is an astonishingly insightful remark. He said, “all pornography is homosexual pornography because all pornography turns your sexual drive inwards. Now think about that. And if you, if you tell an 11-year-old boy about that, do you think he’s going to want to go out and get a copy of Playboy? I’m pretty sure he’ll lose interest. That’s the last thing he wants.” You know, that’s a, that’s a good comment. It’s a good point and it’s a good thing to teach young people.

Schwartz then added a slight caveat, saying, “if it doesn’t turn you homosexual, it at least renders you less capable of loving your wife. And it’s something you need to be healed of.” Watch it:

Schwartz is no stranger to extreme rhetoric about the gay community. In 2005, he denounced the Supreme Court for giving Americans “the right to commit buggery.” Later, he told Max Blumenthal, “”I’m a radical! I’m a real extremist. I don’t want to impeach judges. I want to impale them!” In 1987, Schwartz co-wrote Gays, AIDS, and You, which according to Blumenthal, alleged that the gay community was “using the AIDS crisis to pursue [their] political agenda.”

Transcript:

FAGAN: Mike Schwartz is an old friend. I first met Mike when we were both at Family Research Council, or, Free Congress Foundation under Paul Weyrich, who is one of the great architects of the modern social conservative movement. And both of us learned a huge amount from Paul, with Paul and owe a huge debt to him as I think probably everybody here in the room does. Mike then went on to do great things on the Hill, great things on television, and truncating stuff here, he was first of the staff of then-Congressman Coburn, who then retired. Then thought of coming back to the Senate, chose Mike as his campaign manager and I remember somebody in the Senate saying, “my goodness, the Republicans are really afraid of Tom Coburn coming back, but they’re ten times more afraid of Mike Schwartz being with him.” With that — and everybody who knows Mike knew exactly what they meant. He is very effective behind the scenes, mainly. Occasionally, he gets the liberal press all riled up by dissing Mike to do that. Most effective, I give you now, Mike Schwartz.

SCHWARTZ: One thing Pat, one thing Pat was kind enough to do was to omit what I was doing between Dr. Coburn’s tenure in the House and Dr. Coburn’s tenure in the Senate. And in light of the topic of this panel, it’s most ironic because for those four years I was a Concerned Woman for America. And I used to tell people, if you looked like me, you’d be a concerned woman too. Now, now I’m totally unconcerned, so much so that I’m not even a woman. Pat’s given me a difficult assignment because he said — you know, I could do this policy stuff, that’s what I do — but he said, “no no no, I don’t want you to talk about policy. I want you to talk about how men, who already are good husbands and fathers — we take that for granted — but if you’re already a good husband and you’re already a good father, how do you change the culture?”

[…]

SCHWARTZ: You know, if you don’t have love in your life, it’s not a very complete life. And yet, we don’t want to talk about it. And we especially fail to talk about it to our sons and to our friends. They’re the ones who need to hear it the most because they’re still making up their minds about what do I want to be when the time comes. And believe me, the temptations are out there. One of the temptations that your sons are going to run into is pornography. Pornography is a blight. It is a disaster. It is, it is one of those silent diseases in our society that we haven’t been able to overcome very well. Now, I may be getting politically incorrect here. But one — It’s been a few years, not that many, since I was closely associated with pre-adolescent boys, boys who are like 10 to 12 years of age. But it is my observation that boys at that age have less tolerance for homosexuality than just about any other class of people. They speak badly about homosexuality. And that’s because they don’t want to be that way. They don’t want to fall into it. And that’s a good instinct. After all, homosexuality, we know, studies have been done by the National Institute of Health to try to prove that its genetic and all those studies have proved its not genetic. Homosexuality is inflicted on people.

I had a very good friend who was in the homosexual lifestyle for a long time and then he had a religious conversion in the eighties. And he bought a old motel and turned it into a hospice for some of his former associates who were dying of AIDS. He helped, he helped almost 300 men die. This man was a real hero. But he knew that he wasn’t as healed as he thought he was. He was able to resist temptation. He was able to resist sin. But he wasn’t healed enough to take on the responsibilities of marriage. And he was a brilliant man in the sense that he knew himself. And he knew his limits. And he and I had good conversations about, about the malady that he suffered. And one of the things that he said to me, that I think is an astonishingly insightful remark. He said, “all pornography is homosexual pornography because all pornography turns your sexual drive inwards. Now think about that. And if you, if you tell an 11-year-old boy about that, do you think he’s going to want to go out and get a copy of Playboy? I’m pretty sure he’ll lose interest. That’s the last thing he wants.” You know, that’s a, that’s a good comment. It’s a good point and it’s a good thing to teach young people.

His name is Jim Johnson. He’s a friend of mine. He ran an organization called Beyond Rejection Ministries. And I consider him one of the most heroic men I’ve ever met. But all pornography is homosexual pornography because all pornography turns your sexual drive inwards. And that in fact is what it does. I know couples now who are struggling with the husband’s addiction to pornography. It’s a terrible thing. And that’s what happens. And, you know, if it doesn’t turn you homosexual, it at least renders you less capable of loving your wife. And it’s something you need to be healed of.

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